Get Pre-Approved with Great Rates and Terms

We provide ‘in-house’ personable service so all your loan needs are under one roof!
We strive to be a financial resource for our members through every life stage.

What do you need to know?

If you are ready to apply for a Home Loan, we want you to make an informed decision. Here is what you need to know about our Home Loan program:

  • Minimum down payment – 5%
  • Maximum Loan Amount – $424,000
  • Maximum Term – 30 years
  • Loan Type – Conventional Only
  • Property Types: Single Family, townhome and condominiums. (Condos-Restrictions apply per Fannie Mae guidelines)

We have the Home Loan that’s right for you!

How to get PRE-APPROVED?

  1. Become A Member. In order to apply for a loan you have to become a member if you have not established your membership with Beacon FCU.
  2. Meet with our Mortgage Officers to determine the best loan for your needs.
  3. Fill the Loan Application and present all the documents.
  4. After you apply and provide the required supporting documentation, one of our mortgage loan officers will review your application to see if you qualify for the loan. Once approved you will receive a pre-approval letter, which will be valid for 90 days.
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    NOTE: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with BEACON FCU.
    *APR= Annual Percentage Rate.  Rates are subject to change without notice.  For information on current rates, call our Member Service Center at 281-471-1782.
    Rates based on credit score, term and LTV (Loan To Value). Other restrictions may apply.