What do you need to know about our Home Loan Programs?
We provide ‘in-house’ personable service so all your loan needs are under one roof!
Call Us Now
281-471-1782
Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!
Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!
Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!
Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!
Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!
A typical mortgage payment is made up of principal, interest, taxes, and insurance. Some borrowers opt for mortgages that do not include taxes or insurance as part of the monthly payment. With this type of loan, you have a lower monthly payment, but you must pay the taxes and insurance on your own.
Refinancing your home means to replace your current mortgage loan with a new one. This is an option when you want to reduce the interest rate and/or alter the term of the original loan.
Beacon offers home loans for borrowers with a minimum of 620 credit score
A mortgage prequalification is a quick estimate of how much home you can probably afford based on verbal information.
A pre-approval is much more valuable because it means the lender has checked your credit and verified your documentation to approve a specific loan amount.
Our Team:
Melanie Garcia
Real Estate Manager
mgarcia@beaconfed.org
NMLS: 657682
Rene Munoz
Sr. Mortgage Loan Officer
rmunoz@beaconfed.org
NMLS: 687254
Eunice Matthew
Real Estate Loan Processor
ematthew@beaconfed.org
NMLS: 908394
Members David and Tami Camp are Truly Pleased with the Professionalism and Efficiency of Renee Munoz in the Beacon Loan Department! A No Hassle Experience! If in the future, we have another need for a Loan, Mr. Munoz and Beacon will be the choice we make!!
I just wanted to express my experience on my recent mortgage loan with Beacon Federal Credit Union. This was by far the easiest and most pleasant experience getting a home loanI have ever had. You made the process easy and painless and on top of that we where able to close two weeks early.
Beacon FCU is the easiest financial institute to work with regarding our mortgage. Rene Munoz was always available to answer any questions and responded immediately to our calls. Beacon FCU were able to meet competitive rates on interest for a mortgage loan. We closed within weeks of approval. The process was so easy with no stress.
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