Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!

Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!

Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!

Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!

Get PRE-APPROVED for your Loan. Happiness starts at home, homeownership starts at Beacon FCU!

What do you need to know about our Home Loan Programs?

We provide ‘in-house’ personable service so all your loan needs are under one roof!

A typical mortgage payment is made up of principal, interest, taxes, and insurance. Some borrowers opt for mortgages that do not include taxes or insurance as part of the monthly payment. With this type of loan, you have a lower monthly payment, but you must pay the taxes and insurance on your own.

Refinancing your home means to replace your current mortgage loan with a new one. This is an option when you want to reduce the interest rate and/or alter the term of the original loan.

Beacon offers home loans for borrowers with a minimum of 620 credit score

A mortgage prequalification is a quick estimate of how much home you can probably afford based on verbal information.

A pre-approval is much more valuable because it means the lender has checked your credit and verified your documentation to approve a specific loan amount.

Our Team:

Melanie Garcia

Melanie Garcia

Real Estate Manager

NMLS: 657682

Rene Munoz

Rene Munoz

Sr. Mortgage Loan Officer

NMLS: 687254

Eunice Matthew

Eunice Matthew

Real Estate Loan Processor

NMLS: 908394

GET PRE-APPROVED

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